You've worked hard to build wealth over the years, and our proactive approach can help toward ensuring you enjoy this next stage of life. Transitioning from asset accumulation to distribution can be a significant adjustment. Our personalized solutions can guide you towards effectively managing your budget and cash flow with the goal of making your savings last throughout retirement.

Your retirement journey comes with new challenges and opportunities. Like most people, you're probably wondering where your retirement money will come from, and what role personal savings, investments, and Social Security might play. We'll help support you through this stage of life with adaptable solutions and answers to questions you might have, such as:

1. Do I have enough retirement savings to last throughout my lifetime?
2. Which investment options should I consider to reduce risk and maintain a steady cash flow?
3. Is it worth having life insurance after the age of 60?
4. How can I effectively manage multiple retirement accounts and take the minimum withdrawals for each?
5. How Can I maximize my Social Security benefits given the current economic conditions?
6. Can I give my children and grandchildren money while I'm still alive?
   

*All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful.
*For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice.